At NEXA Mortgage, LLC, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.
We work with more than 180+ investors. This allows us to get you the best rates on all types of loan programs including: 30yr mortgage, 20yr mortgage, 15yr mortgage, 10yr mortgage, 1yr ARMS, 3yr ARMS, 5yr ARMS, Conventional, Jumbo, Home Equity Lines, VA and Commercial. Whether your situation calls for Full Documents, No Documents, Non-Owner Occupied (Investor) or Multi-Family, we'll fit your needs!
Our team at NEXA Mortgage, LLC is fast, friendly, experienced and here to help you every step of the process!
We know the area and the market and we're part of your community, not a bot on the net :)
We work to close your loan as quickly as possible. We can even hit curveballs!
We offer a hybrid approach of new technology to speed closing and old-fashioned customer service and communication.
We have the latest online tech like secure mobile uploading and we're available to use the device the old-fashioned way too!
There are many benefits to JUMBO loans. One of the biggest benefits is that we have financing options available up to $40,000,000. This type of loan allows buyers to purchase a luxury home in more expensive areas without having to cover the difference above traditional Conforming loan limits.
About Jumbo Home Loans
A JUMBO loan is a loan that exceeds the conventional conforming loan limits as set by Fannie Mae and Freddie Mac. As of 2024, the conventional conforming loan limits are $766,550 to $1,474,400 for most of the US, apart from Alaska, Hawaii, Guam, and the U.S. Virgin Islands, where the limits are $1,149,825 to $2,211,600. Rates tend to be a bit higher on jumbo loans because lenders generally have a higher risk.
We’re here to make the jumbo home loan process easier, with tools and knowledge that will help guide you along the way, starting with our JUMBO Quick Quote
We’ll help you clearly see differences between loan programs, allowing you to choose the right one for you whether you’re a first-time home buyer or a repeat buyer.
The Jumbo Loan Process
Here’s how our home loan process works: