Asset Depletion

Unlock More Deals with the Asset Depletion Loan Program! 

An Asset Depletion Loan is a mortgage program designed for high-net-worth borrowers who may not have a traditional income stream but have significant liquid assets. Instead of using W-2 wages or tax returns to verify income, we calculate an applicant’s income based on their available assets. This program is ideal for retirees, self-employed individuals, investors, and entrepreneurs who have substantial savings but lack steady monthly earnings.

🏡 Got High-Net-Worth Clients Who Struggle to Qualify? 

Now you have a solution! The Asset Depletion Loan Program helps buyers with substantial assets— but little traditional income — secure financing for their next home.

🏡 Why Realtors & Buyers Love This Program:

    ✅ No W-2s or Tax Returns Required – Qualify using assets, not income.                             
    ✅ Perfect for Retirees, Investors & Entrepreneurs – No job? No problem!
    ✅ Luxury Home Financing Is Easy – Higher loan amounts for high-net-worth clients.
    ✅ Multiple Property Types – Primary, 2nd homes & Investment properties qualify.
    ✅ Fast & Streamlined Process – Less paperwork means quicker closings!

🏡 Who’s a Great Fit?

  • Retirees living off savings
  • Business owners with fluctuating income
  • Stock & crypto investors
  • Trust fund beneficiaries
  • Clients with large bank account balances

📢 Partner with Us & Close More Deals! Let’s help your buyers get into their dream homes—without the traditional income hurdles.

Contact Team No Limit today to learn more or get started!