Deliver the DSCR Solution Your Serious Investors Need! 

When it comes to investment loans, you need a lender that moves fast, thinks outside the box, and gives you the power to say YES to more deals. Our DSCR 85% loan to value is built for serious investors who want fewer lending restrictions and more opportunities for money in their pocket.

No strings, no extra fees, no prepay penalties—just smarter financing that keeps cash flow flexible for your investors.

What is a DSCR Loan?

A Debt Service Coverage Ratio (DSCR) Loan is a game-changer for real estate investors. Instead of relying on personal income, this loan is based on the cash flow of the investment property—making it easier to qualify and scale your portfolio!

Who Can Benefit?

✅ Real Estate Investors – Qualify based on rental income, not personal income.
✅ Self-Employed Borrowers – No tax returns or W-2s required.
✅ First-Time Investors – Easy entry into real estate investing.
✅ Experienced Landlords – Scale your portfolio with flexible financing.
✅ High Net Worth Individuals – Leverage investment properties for financing.

DSCR Loan Qualifications

✔ Minimum DSCR Ratio: 1.0+ (1.25+ preferred for better terms)
✔ Credit Score: 620-680+ (varies by lender)
✔ Down Payment: 20-25% for purchases
✔ Loan Amounts: $100,000 to $5,000,000+
✔ Property Types: Single-family, multifamily, condos, townhomes, mixed-use
✔ Reserves Required: 6-12 months (varies by lender)
✔ No Personal Income Verification!

Why Choose a DSCR Loan?

✔ Fast & Flexible Approval – No tax returns or employment verification.
✔ Higher Loan Limits – Scale your real estate portfolio with ease.
✔ Investment-Focused Financing – Lenders focus on the property’s income potential.
✔ Close Under an LLC – Protect your assets and structure your investments efficiently.

 

📢 Partner with Us & Close More Deals! Let’s help your buyers get into their dream homes—without the traditional income hurdles. Contact Team No Limit today to learn more or get started!