01/03/2025 – Mortgage Rates’ Holiday Break Ends With Next Week’s Economic Data

January 3, 2025

Even as most of the world has spent the past two days thinking or saying “I can’t believe it’s 2025…

12/27/2024 – Let’s Try Something New For 2025

December 27, 2024

“So long 2024. Don’t let the door hit ya!” Or… “another year closer to turning a longer-term corner in the…

12/20/2024 – Once Again, Mortgage Rates Shoot Higher After a Fed Rate Cut

December 20, 2024

“If anything on Fed day ends up having an impact on mortgage rates, it would have to be changes in…

12/13/2024 – Fed Will Cut Next Week, But They’re Not Cutting Mortgage Rates

December 13, 2024

Mortgage rates spent 5 out of 5 days moving higher this week.  Frustratingly, the damage wasn’t readily linked to normal…

12/06/2024 – Waiting Game is Over and Rates Are Moving

December 6, 2024

As of last week, rates were showing some signs of resilience, but they had to wait for the true test…

11/22/2024 – Rates and Housing Back in The Waiting Game

November 22, 2024

After embarking on a volatile journey in early October, the past 2 weeks have been calmer for mortgage rates.  The…

11/15/2024 – Are Rates Done Freaking Out Yet?

November 15, 2024

Mortgage rates bounced hard off the long term lows back in September and had jumped almost a full percent by…

11/08/2024 – How The Election and The Fed Impacted Rates

November 8, 2024

Mortgage rates spent the entire month of October moving higher at a fairly quick pace. Some of that had to…

11/01/2024 – Rates Refuse to Drop Ahead of Election. How About After?

November 1, 2024

This newsletter strictly avoids politics except in cases where the political realm legitimately intersects with relevant events for housing and…

10/25/2024 – November Volatility Shows Up Early And Next Week Could Be Even Crazier

October 25, 2024

Last week’s newsletter warned that it was time to start thinking about incredibly high volatility potential due to events in…