11/08/2024 – How The Election and The Fed Impacted Rates

November 8, 2024

Mortgage rates spent the entire month of October moving higher at a fairly quick pace. Some of that had to…

11/01/2024 – Rates Refuse to Drop Ahead of Election. How About After?

November 1, 2024

This newsletter strictly avoids politics except in cases where the political realm legitimately intersects with relevant events for housing and…

10/25/2024 – November Volatility Shows Up Early And Next Week Could Be Even Crazier

October 25, 2024

Last week’s newsletter warned that it was time to start thinking about incredibly high volatility potential due to events in…

10/18/2024 – Time to Start Thinking About Incredibly High Volatility Potential

October 18, 2024

This newsletter series spent 3 straight weeks trying to remind readers that mortgage rates could go higher after the Fed…

10/11/2024 – Lots of Confusion About Recent Rate Movement. Let’s Clear it up

October 11, 2024

It’s been frustrating and potentially confusing to see mortgage rates move consistently higher after the Fed’s September 18th rate cut,…

10/04/2024 – Huge Rate Bounce After Stunningly Strong Jobs Report

October 4, 2024

There was a lot riding on Friday’s big jobs report with a weak result likely to reinvigorate a move to…

09/27/2024 – Refi Booms, Loan Limits, and Mortgage Rate Misdirection

September 27, 2024

‘Tis the season for things to be something other than what they appear to be, apparently. Lenders are talking about…

09/20/2024 – Why The Fed Rate Cut Didn’t Help Mortgage Rates This Week

September 20, 2024

This week’s newsletter will be intentionally short in hopes of it being easier to share, read, and digest. It will…

09-13-2024 – Why Fed Day Matters Even Though Mortgage Rates Are Already Lower

September 13, 2024

It’s a foregone conclusion that the Fed will be cutting rates on Wednesday, September 18th. As exciting as they might…

09-06-2024 – Why You Might Regret Waiting For Better Rates After The Fed Cuts

September 6, 2024

This week’s labor market data and Fed speeches solidified the case for the Fed to cut rates by at least…