Mortgage Market in Holiday Mode Despite Big-Ticket Data

December 19, 2025

The two most important economic reports of the month were released this week. Both showed promising results for rates, and…

Once Again, Fed Rate Cut Was Meaningless For Mortgage Rates

December 12, 2025

Friends don’t let friends believe the myth that Fed rate cuts result in lower mortgage rates. If you’d rather not…

Are Rates About to Make a Move Because of the Fed

Are Rates About to Make a Move Because of The Fed?

December 5, 2025

Please note that this newsletter is fiercely apolitical. There is no judgment on whether any given political development is good…

Jobs Report and Stock Losses

Jobs Report and Stock Losses Help Rates Hold The Range

November 21, 2025

This week marked the return of delayed economic data from the government shutdown. Specifically, we received the important jobs report…

Markets Calmed Down Immensely This Week. Lowest Rates since April 7th

April 25, 2025

Please note that this newsletter is fiercely apolitical. There is no judgment on whether any given political development is good…

Mortgage Rates Are Actually Much Lower This Week

April 17, 2025

Last week, there was a curious, but not uncommon juxtaposition of widespread headlines claiming “lower mortgage rates” and our own…

Biggest Weekly Jump For Rates In Quite a While. Will it Keep Going or Calm Down?

April 11, 2025

Whether we’re talking about mortgage rates or a quintessential yard stick of the rate world like the 10yr Treasury yield,…

Lowest Rates Since October as Tariffs Spark Staggering Volatility

April 4, 2025

It was a great week for fans of chaos, volatility, and low interest rates as all 3 were delivered in…

Inflation Told Rates to Rise. Rates Didn’t Listen.

March 28, 2025

Heading into the week, market watchers knew (or thought they knew) that Friday’s PCE inflation data had a chance to help…

03/21/2025 – If The Fed Didn’t Cut Rates This Week, Why Did Rates Fall

March 21, 2025

Interest rates improved fairly steadily throughout the week with the biggest drop seen after Wednesday’s Fed announcement. The Fed didn’t…